Tuesday, January 20, 2009

To Invest In HYIP Or Not - HYIP Investment Tips and Promotions

This article aims to educate people on why HYIP is right for some people and not right for others because of the risks associated with a potential for large profits.

To Invest In HYIP Or Not

Many people question why you would get involved in a high yield investment program, but really, the answer is simple. Extraordinary profit. While it's true that most high yield investment programs are high risk, they also provide the opportunity to make a large amount of money in a relatively short period of time. High yield investment programs are not for the weary or the timid as it's very high risk investing, but those who do take part are usually not sorry for the experience.


High yield investment programs, or HYIP is something that many investors simply steer clear of because they have heard horror stories or had a bad investment experience and don't want to risk losing their hard earned cash. But, being involved in an HYIP doesn't have to be a bad thing, and for most people, the results are well worth the risk that is involved in this type of investing.

HYIP is attractive for a lot of risk taking investors because they can invest with very small quantities. In addition, most HYIP programs are easy to get started in and follow even if you are relatively new to the investing world. Most HYIPs use a pyramid scheme, so that new investors actually provide cash to pay existing investors. As long as new investors keep coming on board, investors will continue to be paid. With a good high yield investment program this can work out, with poorly planned programs, you'll find that even the first payments are made fraudulently and things unravel fairly quickly.

Investors needn't worry about the fact that some high yield investment programs fall apart, because it's like any business, some succeed, and some fail. It's up to the investor to do his or her research about any one program and decide if it meets all the safe investing criteria. The thing about an HYIP program is that it can be here today and gone tomorrow if people stop investing, which is where a lot of the risk comes from when you invest in this type of program. But, if you get in on the ground level and pull out when things don't seem to be going quite as well, you can still make an extraordinary amount of money in a rather small amount of time.

High yield investment programs really took off with the introduction of electronic currencies such as e-gold. The reason for this is that investors can buy their electronic funds immediately and start investing right away. Often, these e-currencies can be purchased at a great rate as well, making them doubly attractive to investors. Once an investor begins to earn, he or she can cash out any time and will be paid in e-currency, which is then traded in for a cash value. Electronic currencies really brought the HYIP world to the investment forefront because it made the programs even easier to follow and interact with.

Like all types of investing, HYIP is not for everyone. Many investors believe that opportunities to get involved with an HYIP are just like deciding to throw your money away. Because of e-currencies, many people receive emails for various HYIP programs and consider them nothing more than spam from scammers who want to steal their money. In certain cases this may be true, in other cases an HYIP is a legitimate way to make a good return on even the smallest investment. It's all about choosing the right HYIP and knowing when to pull out if things start to get a bit shaky. If you are good at recruiting people to invest in the programs that you are interested in, than an HYIP may be perfect for you. So long as you can keep getting "referrals" or new investors, your HYIP will likely continue to pay well for a substantial period of time. It'll pay even better if the people that you recruit will also recruit, as it's a pyramid scheme that will allow you to make more money if more people get involved.



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Making a Living From High Yield Investment Programs

This is probably one of the most asked questions we get. "Is it possible to Make a living off of HYIPs?" The answer to this question is both "Yes," and "NO". Let us explain.

"YES" people can make a living off of HYIP investing. If they have the skill the drive, and the ability to recover from major losses. In theory, it is possible and often times probable to make a good living ($20,000-$50,000) per year in the HYIP arena. The problem is however, that in order to do this, the investor needs to take a major risk. Without the financial backing in case of bad investment decisions, many individuals do not and should not even consider making HYIP investing a career. This brings us to why this question can also be answered "NO".

"NO" people can not make a living off of HYIPs unless they are extremely skilled, and are already in a good financial situation. This can be said however for stock market and bond market investing as well. If you have half a million $'s then sure, you can live off of the earnings you make in the stock and bond markets, or turn to the more risky HYIPs to earn even higher returns.

The point of this article is to show that usually if you are looking to make a living on HYIPs, then you probably won't (and should not) be able to do it without risking a very large portion of your assets. On the other hand, those people who have a great deal of money and are not looking to make a living since they have more then enough funds to live off of, are the people who can make a living off of HYIPs. If you are desparate and looking for quick cash, then you should not be investing large sums of money in this arena, however if you are wealthy and looking to increase your wealth and have fun, the HYIP arena may be right for you.

In conclusion, those looking to make a living in this arena are those that probably won't, while those people who are not looking to make a living in HYIPs are usually the ones who do, but don't need to.


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To HYIP Or Not To HYIP?

In case you are totally not familiar with this term, "HYIP," which stands for High Yield Investment Program, is a modern version of the infamous Ponzi scheme. One has to admit that "HYIP" sounds much more politically correct than the Ponzi scheme, but there is really little difference between the two. Obviously, no HYIP advertises itself as a Ponzi scheme as those are illegal. You can, however, easily recognize them by their claims of compounding your investment at the rates of 1-10% or even more daily, which clearly is not sustainable.


In an excellent ebook on making money online that I highly recommend, "Honest Income Program," HYIP is listed as one of the things to avoid along with 14 other useless or even harmful "business" ideas.

I must say that my opinion about HYIPs is somewhat different. I don't think that an average HYIP is any more harmful than a lottery and, in fact, the difference between the two is only in details. I would even say that you stand a greater chance of making some money with an HYIP than with a lottery, but your potential is much limited as HYIPs are bound to collapse either because they run out of new members or the owner of such a "private lottery" decides that it's just about the time to abscond with the loot and you end up holding a bag. However, in both cases the risks are about the same, although usually you can make some money with HYIPs if you are not greedy and play it for small gains and diversify across a few such programs.

There is also another benefit from HYIPs that is not so minor at all: you learn a disciplined conservative investing at a very small cost. The keyword is "small cost." Don't even think about throwing huge amounts of money at this. Treat it strictly the way you would treat a lottery. Most responsible, intelligent adults do not spend thousands of dollars a year on a lottery, but they may spend up to a hundred bucks and that's fine as long as this is not the money that you desperately need for other things. You do not want to be one of those people who have lost tens of thousands of dollars with those schemes. Yes, such people do exist...

Do I recommend playing HYIPs? As I said, only in moderation, and in moderation almost everything can be good, but never on a grander scale. Personally, I would never invest more than $10-20 per HYIP and no more than $100 altogether. On the other hand, you might as well check out "Honest Income Program" and go with the programs it offers. That, in my opinion, is even a better deal. Moreover, if you really ever decide to give HYIPs a try, by following the first of the programs this ebook presents, you will be able to earn $100-150 pretty easily within the first month and that should be enough to fund your HYIP investing account.

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Sunday, January 18, 2009

How To Earn Maximum Through Deposit HYIP

You can earn high interest in quick time, thanks to High Yield Investment Program (HYIP). It virtually brings in a higher rate of interest than your savings account. You can realize your dream of earning big bucks here but that's not the case always. It might as well turn up into a nightmare considering the high-risk involvement in these types of investments. HYIPs are found in scores on the Internet while HYIP rating sites and HYIP forums directly monitor them. You will find that officially permitted HYIPs are more often than not based "offline" and not to mention run by registered companies.


There are different investment plans in the offering with HYIPs. In general, the interest and return put forward by HYIPs hover between 0.3% to 100% daily, weekly or even monthly. If the HYIP where you have invested shuts down, you will automatically lose all or part of your opening capital. If you are to curb the risk involved the best you can do is to spread your investment into quite a lot of HYIPs uniformly. List of HYIPs with most recent comments, rating and payment condition on each HYIP can be availed on the Internet.

If you are wondering as to how to invest with the online HYIPs, then simply read on. All you need to do initially is to become a member of the HYIP website. Yes, signing up is important because that's how you are going to make your first deposit. Always remember that deposits should be made only through the member's area. Furthermore, before you login, you will be asked for your username and password to access your account. You can easily open a free e-gold account to make your online money management easier.

As for the interest, you will know that it may fluctuate from time to time. Truth be told, interest is computed by the amount of the business profit, the forex market, and other investments on part of the company. Remember, you can make no direct deposit from your account balance. However, you can make additional deposits to HYIP daily account whatsoever although the transactions will be treated independently.

Another thing is that you just cannot open myriad accounts in these types of investment programs. What happens is that all the funds are freezed once a member is found to have more than one account. Again, you can get hold of account information 24 hours and not to mention 7 days a week online. If you place a withdrawal request, you will notice that funds are made available well inside 12 business hours.

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HYIP Investing: What You Need To Know

People often ask me what is HYIP investing and why is it so popular? HYIP investing is called High Yield Investment Program and is an investment in high yield return opportunities, whether it is the Forex market or a bigger investment program. It is so popular because you have the potential of making a very good rate of return on your capital; much better than a bank or mutual fund investment.

These programs can make a ver good profit they can also be very unstable; with higher risk comes higher profit. Your investment could be lost at anytime and you should only risk what you can afford. Investments do not always work out and scams are always prevelent in the HYIP world.

In any industry there are always people trying to usurp the system and make an easy buck. It is a little more prevalent in the HYIP arena because of the easy use of the Internet. Just be careful about whom you invest with, if it sounds too good to be true then it probably is.

Always do your DD (Due Diligence) on any program that you plan to invest with. It does not take long to do backgrounds on these sites, talk to others who are using them and check out HYIP monitoring sites for information. If in your gut you have a good feeling after doing all your DD, then you probably have a good program.

The HYIP investment strategy can be tricky, with all the dollar signs in your eyes. A good strategy for investing is to spread your money around to several different programs instead of putting it all in one program. The potential for losing all programs is much lower than one program going under. Basically, do not put all of your eggs in one basket.

Stay patient, do not jump at every program that is thrown at you saying it has tremondous proft. Be conservative and stick with your strategy of diversification, in the long term it will pay huge dividends.

Always take your initial capital back out. If you have invested 100 dollars and you make 5% per week you will earn 5 dollars for that week. Do not reinvest it; always take out your earnings until you get back your original capital. Once you have your original capital back, you can reinvest your earnings or compound your earnings.

HYIP investing can be a very good supplemental investment if you stay patient, be smart about your investments and diversify your capital. Good luck and happy HYIPing.

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Friday, January 9, 2009

Can You Trust What HYIP Monitors Tell You?

It seems in today's online investment world, it can be a bit of a lottery. The odds of making a profit could quite easily be compared. With literally millions of HYIP programs available competition for your hard earned cash is high, but there is no guarantee that when you invest you will achieve the return promised. Somewhere in the small print, all will quote that there are risks and not to invest more than you can afford to lose (which incidentally is good advice).


A short time ago there seemed a light at the end of the tunnel, the HYIP monitor was born. So what is so badly wrong with this process? Quite simply, the HYIP sites are customers of the HYIP monitors. Each monitor service will charge an albeit small fee which includes the amount required to invest in the relevant program. Therefore the monitor has all the details of the HYIP program, but so to does the investment system itself. Now its not exactly rocket science but....

THE HYIP PROGRAMS KNOW WHO THEY HAVE TO PAY!

Call me sceptical if you wish, but the word "PAYING" next to a nice juicy banner advertisement means a lot to someone about to invest. Sure, the monitor site is bound to receive e-mails if the program 'stops paying' but how many hard earned dollars have been lost in the mean time, and will they really care if they themselves are still being paid?

On my own site I will be providing some covert monitoring, investments made carefully and the profits will fund my own members payouts, but the HYIP programs will not have requested my monitoring, so the results will be I would imagine more realistic. If they stop paying visitors certainly won't see a paying stamp of approval. Profits are necessary for my own members success and therefore not only won't I use the system, but I won't promote it either.

My own advice is that many HYIP's are not around for long, so getting in quick is a good policy. Getting in while they are paying, and out before they stop.

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HYIP : My New Mindset Made Me Thousands with Scams

HYIP=High Yield Investment Program. They are basically High Risk Investment that promise high returns which can be as high as 200% per month. They are usually private online business that operate offshore.

However, many HYIP sites operate on a ponzi scheme and they do not invest your money elsewhere. People call them SCAMS or Ponzi.

Therefore when most people heard of the term HYIP, they usually refer it as scams. They fear HYIPs. They are afraid to lose money. They are afraid of risk. They are losers in life.

So your question is - So many HYIPs are ponzi! Why must I invest?! Our answer is simple – Ponzi? So what. That is where money is made.

There are many experienced HYIP investors earning a passive US$10k per month just by playing in HYIP. They are not rich people and most them started from a capital lesser than their one-month’s salary. Never ever dream or plan to get rich in a short period of time. If you are new to the HYIP world, please be prepared to lose. Yes, you MUST lose money. After you lose money, you MUST NOT quit. Use your failures as an experience to develop your own PLAN, your own STRATEGIES and your own SYSTEM to win in the HYIP world.

As long as scammers are around, we can make money. If you are afraid to lose money, leave our monitoring site now. Losing money is the key and the gear to build a better investment diversification plan.

Ok! Lets start a new mindset! Your meaning of HYIP is now:

HYIP = Having Yield In Ponzis

Why ponzis scheme made a small % of investors rich and a large % of investors poorer? The reason is very simple, those that consistently lost money simply have NO PLAN. They usually put all their eggs in one basket. They didn’t bother to learn from their experience. All they care about is becoming rich overnight. Ask these people whats their next plan, they will usually answer you that they are waiting for their investment to grow.

NEVER WAIT. Always open your bloody eyes and ears! Keep looking for better investments!

Don’t waste time waiting for your investment to grow. What happen if the investment you are waiting for to grow is a scam? Waiting is wasting opportunities. Remember, the grass is always greener on the other side.


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